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List of USSD Transfer codes for Different Commercial banks in Nigeria

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List of USSD Transfer codes for Different Commercial banks in Nigeria

It is important we know that all banks in Nigeria have their code for transfer. This is why we have compiled this list of USSD codes for different banks in Nigeria to help you access them quickly and easily.

First, we need to know what USSD stands for and how it is used by an individual as an alternative fund transfer/ airtime purchase means.

FG Directs MTN, Others To Suspend N4 Charge On USSD Access

USSD simply means Unstructured Supplementary Service Data (USSD) code. It is an alternative funds transfer means in Nigeria. These services are offered by all banks in Nigeria in making a transaction easier and faster.

Below are some USSD codes for Nigeria Banks;

  • Access Bank: Simply dial, *901#.
  • Diamond Bank: Simply dial, *426#.
  • EcoBank USSD code: Dial, *326#.
  • Fidelity Bank USSD code: Dial, *770#.
  • FCMB Bank USSD code: Dial, *329# or *389*214#.
  • First Bank of Nigeria USSD code: Dial, *894#
  • GTBank USSD code: Dial, *737#
  • Heritage Bank USSD code: Dial, *322#
  • Jaiz Bank USSD code: Dial, *389*301#
  • Keystone Bank USSD code: Dial,*322*082#
  • Polaris Bank USSD code: Dial, *833#
  • Stanbic IBTC Bank USSD code: Dial, *909#
  • Sterling Bank USSD code: Dial, *822#
  • Union Bank USSD code: Dial, *389*038#
  • Unity Bank USSD code: Dial, *389*215#
  • UBA Magic Banking USSD code: Dial, *919#
  • Wema Bank USSD code: Dial,*945#
  • Zenith Bank USSD code: Dial, *966#

We have here USSD TRANSFER CODES FOR ALL Banks in Nigeria

GTB Transfer code

Photo Credit: GTB Website


GTBank USSD code – 737#
Dial *737#
How to Transfer Funds from your GTB account
Transfer to another GTBank Account simply dial *737
1AmountNUBAN Account Number# (e.g. 737110001234567890#) from the phone number you registered with GTBank, then follow the on-screen prompts.

Transfer to other Banks
Dial 7372AmountNUBAN Account Number# (e.g. 737210001234567890#) from your phone, then authenticate the transfer with the last four digits of your GTBank debit card.
For more information Kindly visit Gtbank website https://www.gtbank.com/
or any GTBank branch.

Fidelity bank Transfer code

Photo Credit: Fidelity Bank Plc

Fidelity bank USSD code – 770#
Transfer Funds from your Fidelity account
To transfer funds from your fidelity account, simply dial *770
ACCOUNTAMOUNT#
dial *770
5050123456*10000# to transfer ₦10,000. Follow the on-screen prompts and complete your transfer with your PIN or password.
For more information Kindly visit Fidelity Bank website https://www.fidelitybank.ng/ Or any Fidelity Bank branch.

First bank Transfer code

List of ussd codes for Nigeria banks

First bank USSD code – 894#
To transfer money from your first bank account simply dial *894
AmountAccount Number#
E.g. *894
50000*1234567890# To transfer N50, 000 to account number 1234567890 in any bank in Nigeria.
For more information visit First Bank website  https://www.firstbanknigeria.com/or any of First Bank branch.

Wema bank Transfer code

Wema bank USSD code – 945#
To transfer money from your WEMA bank account simply dial *945
beneficiaryaccountnumber*amount#
For more information visit Wema Bank Website https://www.wemabank.com/
Or any Wemabank branch.

Polaris bank transfer code (Skye Bank USSD Transfer Code)

Photo credit: Polaris Bank plc

Polaris bank USSD code – *833#
To transfer money from your Polaris bank account simply dial *833# and follow the screen command. For more information, visit Polaris Bank Website www.polarisbanklimited.com Or any Polaris bank branch.

Sterling Bank USSD Transfer Code

Sterling bank USSD code – 822#
To transfer money from your sterling bank account simply dial *822# and follow the prompt OR dial *822
4AMOUNTNUBAN# For more information, visit Sterling Bank Website www.sterling.ng  Or any visit Sterling Bank branch.

Diamond Bank/Access Bank Plc USSD transfer code

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Diamond bank USSD code – 426#
Transfer Money
Dial *426
Amount*Account Number#
For more information, visit Diamond Bank Website https://www.diamondbank.comOr any diamond Bank branch.

Ecobank USSD Transfer code

Ecobank USSD code – *326#
Transfer Money
To transfer money using your Ecobank account dial *326# and follow the screen command.For more information, visit EcoBank Website  https://www.ecobank.com/ Or any EcoBank branch.

Zenith bank transfer code

Photo Credit: Zenith Bank website

Zenith bank USSD code – 966#
Transfer Money
Dial *966
AmountAccount Number# (e.g. *9661000*1234567890#) from the phone number you registered with Zenith Bank, then follow the on-screen prompts. For more information, visit Zenith Bank Website  https://www.zenithbank.com Or any Zenith Bank branch.

FCMB Transfer code

First city monument bank (FCMB) USSD code – 329#
Dial *329
Amount*Account number# to transfer funds follow the on-screen prompt.For more information, visit FCMB Website   https://www.fcmb.com/
Or any FCMB branch.

Unity Bank Transfer code

Unity bank USSD code – 7799#
To transfer to a Unity Bank account, just dial *7799
1Account NoAmount# (e.g. 77991123456789010000#)
To transfer to other Bank’s account, just dial 77992Account NoAmount# (e.g 77992123456789010000#)
For more information, visit Unity Bank Website
https://www.unitybankng.com/ Or any Unity Bank branch

UBA Bank transfer code


UBA bank USSD code – *919#
To transfer money from your UBA Bank account simply dial *919# and follow the on-screen prompts.
For more information, visit UBA Bank Website
https://www.ubagroup.com/ Or any UBA Bank branch.

Union Bank Plc transfer code

Union bank USSD code – 826#
To transfer money from your Union Bank account dial *826
2amountaccount no# or simply dial *826# and follow the screen prompts to complete your transaction. For more information, visit Union Bank Website   

www.unionbankng.com Or any Union Bank branch

Stanbic IBTC Bank Transfer code


Stanbic IBTC USSD code – *909#
To transfer money from your Stanbic IBTC account simply dial *909# and follow the instructions thereafter. For more information, visit Stanbic IBTC Bank Website http://www.stanbicibtc.com or any Stanbic IBTC Bank branch.

Heritage bank Transfer code

Heritage Bank website

Heritage bank USSD code – 322030#
To transfer money or buy airtime from your Heritage bank account simply dial 322030# and follow the screen prompts to complete your transaction. 322030ACCOUNTNUMBERAMOUNT#
For more information, visit Heritage Website
http://www.hbng.com  Or any Heritage Bank branch

Keystone bank Transfer Code
Keystone bank USSD code – *7111#


How to send money using keystone Bank Transfer Code. To transfer money to Keystone and other Bank accounts in Nigeria, dial 7111AMOUNT*10 DIGIT ACCOUNT NO# or simply dial *7111# and follow the screen prompts to complete your transaction.For more information, visit Keystone bank Website https://keystonebankng.com/ Or any Keystone bank branch

Access bank transfer code

Access Bank website

Access bank USSD code – 901#
To transfer money to Access Bank: dial *901
1AMOUNTNUBAN Account Number# from your phone number, Or simply dial *901# and follow the instructions thereafter.For more information, visit Access Bank Website https://www.accessbankplc.com/ Or any Access Bank branch

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